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Depending on the size of the loan and the prevailing practice in the country the term may be short (10 years) or long (50 years plus). In the UK and U.S., 25 to 30 years is the usual maximum term (although shorter periods, such as 15-year mortgage loans, are common).
Pennsylvania (/ ˌ p ɛ n s ɪ l ˈ v eɪ n i ə / ⓘ PEN-sil-VAY-nee-ə, lit. ' Penn's forest country '), officially the Commonwealth of Pennsylvania [b] (Pennsylvania Dutch: Pennsylvanie), [7] is a state spanning the Mid-Atlantic, Northeastern, Appalachian, and Great Lakes regions of the United States.
Desk; c. 1765; mahogany, chestnut and tulip poplar; 87.3 x 92.7 x 52.1 cm; Metropolitan Museum of Art (New York City) A desk or bureau is a piece of furniture with a flat table-style work surface used in a school, office, home or the like for academic, professional or domestic activities such as reading, writing, or using equipment such as a computer.
Apartment buildings and multiple-family housing make up a more significant share of the housing stock in the New York City area than in most other U.S. cities as over 75% of apartment buildings in NYC are co-ops. Reasons suggested to explain why cooperatives are relatively more common than condominiums in the New York City area are: [38]
In 2020, 32.5% of all housing in Vancouver and in 21.7% Toronto were investor-owned. [81] Investors were found to be increasingly crowding out prospective first-time buyers in a 2024 analysis. [19] Housing investors are most often wealthy, older Canadians, though many are also held opaquely through corporations.
[6] As of 2012, the number of impoverished residents in Hong Kong was estimated at 1.19 million, and cage homes, along with substandard housing such as cubicle apartments, were still serving a portion of this sector's housing needs. [6] The combination of high rents and income inequality has been given as one reason that cage homes persist. [7 ...
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