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  2. How Homeowners and Renters Should Respond After a Natural ...

    www.aol.com/homeowners-renters-respond-natural...

    Sharing pictures of damage may help them make insurance claims, if necessary. To ensure everyone is on the same page, keep a written record of any communications about plans to address damage ...

  3. Does homeowners insurance cover water damage? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    According to the Insurance Information Institute (Triple-I), the cost of water damage to homeowners between 2017 and 2021 averaged $12,514. What’s worse, this type of damage is common. U.S ...

  4. FEMA trailer - Wikipedia

    en.wikipedia.org/wiki/FEMA_trailer

    FEMA trailer. The term FEMA trailer, [1][2] or FEMA travel trailer, is the name commonly given by the United States government [3] to forms of temporary manufactured housing assigned to the victims of natural disaster by the Federal Emergency Management Agency (FEMA). Such trailers are intended to provide intermediate term shelter, functioning ...

  5. Recovery is a long haul for many Ruidoso residents who lost ...

    www.aol.com/news/recovery-long-haul-many-ruidoso...

    "Direct temporary housing is one of FEMA's most difficult and complex operations, requiring site inspections, local permits, hooking up utilities, and inevitable delays such as weather conditions ...

  6. Federal Housing Administration - Wikipedia

    en.wikipedia.org/wiki/Federal_Housing_Administration

    The Federal Housing Administration (FHA), also known as the Office of Housing within the Department of Housing and Urban Development (HUD), is a United States government agency founded by President Franklin Delano Roosevelt, established in part by the National Housing Act of 1934. Its primary function is to provide insurance for mortgages ...

  7. Stafford Disaster Relief and Emergency Assistance Act

    en.wikipedia.org/wiki/Stafford_Disaster_Relief...

    The Stafford Act is a 1988 amended version of the Disaster Relief Act of 1974. It created the system in place today by which a presidential disaster declaration or an emergency declaration triggers financial and physical assistance through the Federal Emergency Management Agency [3] (FEMA). The Act gives FEMA the responsibility for coordinating ...

  8. Housing insurance is melting down in several property markets ...

    www.aol.com/finance/housing-insurance-melting...

    After a claim, the insured is expected to rebuild the same building in the same place. ... Unfortunately, the insurance markets are unlikely to view the current dislocation as temporary, and will ...

  9. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development.

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